<div id="subtitle">It's a clever gimmick, but it will cost you.</div><div><p>First there were credit cards that offered frequent-flier miles. Then there were cards that offered cash-back rewards and gas rebates. Now you can funnel your credit-card rewards into retirement savings. Sounds like a ...
<div id="subtitle">Retirees won't have to take a minimum distribution from their accounts next year, but the question remains whether they'll get a break this year, too.</div><div><p>Seniors whose retirement accounts have been battered got half a loaf from Congress this week when lawmakers ...
<div id="subtitle">IRA owners must act quickly to take required 2008 payouts.</div><div><p>The Treasury Department decided Thursday not to grant relief in 2008 from rules that require Americans 70 1/2 and older to take minimum annual withdrawals from their IRAs, 401(k)s or other retirement ...
<div><p> <em>I usually earn too much money to contribute to a Roth IRA. But I lost my job a few months ago, so my 2008 income will be a lot lower than it has been in previous years. Can I contribute to ...
<div><h1> HOLDING ON TO WHAT YOU'VE GOT </h1><p>With the volatile financial markets erasing years of carefully built savings as if they were scribbles on a whiteboard, new retirees and those preparing for retirement are cursing their bad timing. But even with stock ...
<div><p>Even before President-elect Barack Obama is sworn in as the 44th president of the United States in January, his transition team and congressional leaders will be working on ways to stimulate the economy and provide taxpayers with some relief to cope with ...
<div><p> <em>To take advantage of the drop in the stock market, I decided to convert a rollover IRA to a Roth earlier in the year. Unfortunately, now it looks like my adjusted gross income will be a smidgen more than the $100,000 ...
<div><p>I recently wrote about a conversation I had with my 25-year-old son, John . John had just read a story in <em> Kiplinger's Personal Finance </em> about a young investor named Deirdre , also 25, who had amassed more than $100,000 in ...
<div><h1> AGES 25 TO 35: START SAVING NOW </h1><p>You're in the accumulation phase. What matters most is the amount you can save--and developing good money-management habits that will pay off in the future.</p><p> Aim to set aside 20% of your income. First ...
<div id="subtitle">Many stuck between reduced payouts now or gambling for later</div><div><p>A key question facing millions of baby boomers who turned 62 this year and became eligible for Social Security benefits is: "Should they take a reduced Social Security monthly payment now, or ...
